One-time investment growth with year-by-year value table.. Lumpsum Calculator is a free online tool from the ToolsRift Finance & Health Calculators collection. It runs entirely in your browser — nothing to install, no signup, and your data never leaves your device.
Enter your one-time investment amount, expected annual return and number of years. The calculator shows the maturity value and a year-wise growth table.
It uses compound interest: maturity = principal × (1 + r)^n, where r is the annual expected return and n is the number of years the money stays invested.
Lumpsum suits a large amount you can invest at once, while SIP spreads risk over time. The best choice depends on your cash flow and market timing comfort.
No. Market-linked investments do not guarantee returns, so the expected rate you enter is only an estimate. Actual value may be higher or lower.