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How to use Lumpsum Calculator

Enter your one-time investment amount, expected annual return and number of years. The calculator shows the maturity value and a year-wise growth table.

Frequently asked questions

How is lumpsum growth calculated?

It uses compound interest: maturity = principal × (1 + r)^n, where r is the annual expected return and n is the number of years the money stays invested.

Lumpsum or SIP — which is better?

Lumpsum suits a large amount you can invest at once, while SIP spreads risk over time. The best choice depends on your cash flow and market timing comfort.

Are the returns assured?

No. Market-linked investments do not guarantee returns, so the expected rate you enter is only an estimate. Actual value may be higher or lower.

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