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How to use Investment Return Calculator

Enter your initial investment, final value and the number of years held. The calculator instantly shows total gain, CAGR and a year-by-year value table.

Frequently asked questions

How is CAGR calculated?

CAGR uses the formula (End Value / Start Value) ^ (1 / years) − 1. It smooths uneven yearly returns into one constant annual growth rate.

What is the difference between total return and CAGR?

Total return is the overall percentage gain across the whole period, while CAGR expresses that same growth as an equivalent annual rate for easy comparison.

Are these projections guaranteed?

No. Returns are estimates based on the numbers you enter and assume steady growth. Actual market returns vary year to year. This is not financial advice.

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