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How to use SWP Calculator

Enter your invested corpus, monthly withdrawal amount and expected annual return. The calculator shows how many months the corpus lasts with a depletion table.

Frequently asked questions

How does an SWP work?

You invest a lumpsum and withdraw a fixed amount each month. The remaining balance keeps earning returns, so the corpus depletes slower than plain withdrawals.

Will my corpus ever run out?

It depends on the balance between returns and withdrawals. If withdrawals exceed the growth, the corpus shrinks each month and eventually reaches zero.

Can withdrawals continue indefinitely?

If the expected return earns more than you withdraw, the corpus can grow or stay stable, allowing withdrawals to continue for a very long time or perpetually.

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