Money Studio · 77 tools
Finance & Health Calculators
64 free finance and health calculators: EMI, SIP, FD, PPF, income tax, GST, BMI and TDEE, with formulas and official sources shown.
Part of Money Studio.
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EMI Calculator
Monthly EMI, total interest and year-wise loan schedule for any loan.
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Home Loan EMI Calculator
Home loan EMI with principal/interest split and yearly balance table.
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SIP Calculator
Mutual fund SIP maturity value, invested amount and wealth gained.
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Step-up SIP Calculator
SIP returns when you increase your monthly investment every year.
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Lumpsum Calculator
One-time investment growth with year-by-year value table.
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GST Calculator
Add or remove GST with CGST/SGST split for all Indian GST rates.
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Income Tax Calculator (India)
Old vs New regime comparison.
All finance & health calculators
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Aspect Ratio Calculator
Find ratio and equivalent dimensions.
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Blood Alcohol Calculator
Estimate BAC with safety disclaimer.
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Blood Pressure Classifier
BP category with chart.
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Blood Sugar Converter
mg/dL ↔ mmol/L with category.
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Sleep Calculator
Best bed/wake times by 90-min cycles.
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BMI Calculator
Body Mass Index from weight and height in metric or imperial, with WHO and Asian-Indian category tables.
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Macro Calculator
Protein/carbs/fats from calorie goal.
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TDEE Calculator
Daily energy expenditure by activity.
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Protein Intake Calculator
Daily protein recommendation.
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Electricity Cost Calculator
Appliance electricity bill estimate.
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Fuel Cost Calculator
Trip fuel cost estimate.
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Ohm's Law Calculator
Solve V, I, R or P.
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PPI/DPI Calculator
Pixels per inch from resolution/size.
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Heart Rate Zones
Five training zones.
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Pace Calculator
Speed/pace/distance/time converter.
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VO2 Max Calculator
Estimate VO2 max via Cooper/resting HR.
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Amortization Schedule
Month-by-month loan schedule with extra payments, as a table and chart.
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Car Loan Calculator
EMI and ownership cost with amortization.
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Credit Card Interest Calculator
Interest on a card balance from its APR, and how long minimum payments take.
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Credit Card Payoff Calculator
Minimum vs fixed payment comparison.
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EMI Calculator
Monthly EMI, total interest and year-wise loan schedule for any loan.
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Home Loan EMI Calculator
Home loan EMI with principal/interest split and yearly balance table.
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Home Loan Tax Benefit Calculator
Tax saved on home-loan interest (Section 24b) and principal (80C) in India.
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Loan Prepayment Calculator
Interest saved and tenure reduced by paying extra EMI every month.
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Mortgage Calculator
US mortgage payment with PMI, property tax, insurance, HOA, extra payments and a full amortization schedule.
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Debt Payoff Calculator
Debt payoff time and interest.
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Student Loan Calculator
Standard vs income-based repayment.
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401(k) Calculator
401(k) balance at retirement with employer match and contribution limits.
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APY Calculator
Annual percentage yield from an interest rate and compounding frequency.
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Compound Interest Calculator
Compound growth with regular contributions, any compounding frequency, and a year-by-year table.
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FD Calculator
Fixed deposit maturity with quarterly compounding like Indian banks.
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Inflation Calculator
Future cost of expenses and how inflation erodes the value of money.
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Lumpsum Calculator
One-time investment growth with year-by-year value table.
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NPS Calculator
NPS retirement corpus, tax-free lumpsum and monthly pension estimate.
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PPF Calculator
PPF projection with year-wise balance.
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RD Calculator
Recurring Deposit maturity with ₹ table.
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Retirement Savings Calculator
How much you will have, and how much you need to save each month, to retire.
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Rule of 72 Calculator
Estimate how many years it takes for money to double at a given interest rate, with the exact compounding answer for comparison.
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Simple vs Compound Interest
Side-by-side comparison showing the power of compounding year by year.
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SIP Calculator
Mutual fund SIP maturity value, invested amount and wealth gained.
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Step-up SIP Calculator
SIP returns when you increase your monthly investment every year.
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Sukanya Samriddhi Calculator
SSY maturity value for your daughter with 15-year deposits, 21-year term.
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SWP Calculator
Systematic withdrawal plan — how long your corpus lasts with monthly income.
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Annualized Return Calculator
Holding period return and annualized return of an investment from its buy value, sell value, income and days held.
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Dividend Payout Ratio Calculator
Share of net income paid to shareholders as dividends, with the retention ratio kept for growth.
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Dividend Yield Calculator
Annual dividend yield of a stock from its dividend per share and current market price, plus yearly income on your holding.
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Effective Annual Rate Calculator
Effective annual rate (APY) from a nominal interest rate and its compounding frequency, including continuous compounding.
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Future Value Calculator
Future value with compounding.
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Investment Return Calculator
CAGR, gain and yearly investment table.
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IRR Calculator
Internal Rate of Return of an investment
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NPV Calculator
Net Present Value of a project by discounting a series of yearly cash flows at your required rate of return.
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P/E Ratio Calculator
Price-to-earnings ratio and earnings yield of a stock from its share price and earnings per share.
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Payback Period Calculator
How long an investment takes to recover its initial cost from annual cash inflows, in years and months.
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Present Value Calculator
Discount future money to present.
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CTC to In-Hand Salary Calculator
Convert annual CTC to monthly take-home salary under the new tax regime.
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Gratuity Calculator
Indian gratuity payout estimate.
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GST Calculator
Add or remove GST with CGST/SGST split for all Indian GST rates.
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HRA Exemption Calculator
HRA tax exemption using the three-rule method for metro and non-metro.
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Income Tax Calculator (India)
Old vs New regime comparison.
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Old vs New Tax Regime Calculator
Compare India's old and new income-tax regimes for the current financial year.
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Salary Hike Calculator
New salary after a percentage raise, or the hike percentage between an old and new salary, with the increment amount.
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Take Home Pay Calculator
Net monthly pay after deductions.
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UK Stamp Duty Calculator
Stamp Duty Land Tax for homes in England and Northern Ireland.
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UK Take-Home Pay Calculator
UK net salary after Income Tax, National Insurance, pension and student loan.
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US Paycheck Calculator
US take-home pay after federal income tax, Social Security, Medicare and state tax.
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VAT Calculator
Add or remove VAT at any rate, with UK rates preset.
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Hourly to Annual Salary
Convert hourly to weekly/monthly/annual.
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Overtime Pay Calculator
Total pay from regular hours plus overtime hours at a chosen overtime multiplier such as time-and-a-half or double time.
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Break Even Calculator
Find your break-even point in units and revenue
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Markup Calculator
Markup %, cost, and selling price.
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Budget Planner
Income vs expenses with visual bar.
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Discount Calculator
Sale price and savings from a discount %, or the discount % from a sale price, with optional stacked second discount.
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Net Worth Calculator
Assets minus liabilities.
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Tip Calculator
Tip + split bill among people.
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Cash Denomination Breakdown
Break any amount into the fewest currency notes and coins for INR or USD, ideal for cash handling and petty cash.
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Depreciation Calculator
Straight-line and reducing balance schedule.
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Savings Goal Calculator
Monthly savings required for goal.
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About Finance & Health Calculators
This category holds 64 calculators for personal money questions and a set of health estimates. Loan tools include the EMI Calculator with a year-wise schedule and a prepayment calculator that shows interest saved. Savings tools cover SIP, step-up SIP, lump sum, FD, RD, PPF and NPS projections. For Indian salaries and tax there are the Income Tax Calculator comparing old and new regimes, HRA, gratuity and CTC-to-in-hand calculators, plus a GST Calculator with the CGST and SGST split.
The health tools, such as the BMI Calculator, TDEE and macro calculators, use published formulas and cite them. Government rates and limits are stored with their official source and the date they were checked, so you can see where each figure comes from. Every calculation runs in your browser and the numbers you enter are not kept. Treat results as estimates for planning and confirm important decisions with your bank, a tax professional or a doctor.
Frequently asked questions
Which tax year does the income tax calculator use?
Can I use these calculators outside India?
Why are health calculators listed under finance?
Are these results exact?
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