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How to use SIP Calculator

Enter your monthly SIP amount, expected annual return and investment period. The calculator shows maturity value, total invested and wealth gained.

Frequently asked questions

How is SIP maturity calculated?

SIP uses the future value of an annuity: M = P × (((1+i)^n − 1) / i) × (1+i), where P is the monthly amount, i the monthly return and n the number of months.

Are SIP returns guaranteed?

No. SIPs invest in market-linked mutual funds, so the expected return you enter is only an assumption. Actual returns vary and can be negative. Not investment advice.

What is rupee cost averaging?

By investing a fixed amount monthly, you buy more units when prices are low and fewer when high, averaging your cost and reducing timing risk over the long run.

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