Mutual fund SIP maturity value, invested amount and wealth gained.. SIP Calculator is a free online tool from the ToolsRift Finance & Health Calculators collection. It runs entirely in your browser — nothing to install, no signup, and your data never leaves your device.
Enter your monthly SIP amount, expected annual return and investment period. The calculator shows maturity value, total invested and wealth gained.
SIP uses the future value of an annuity: M = P × (((1+i)^n − 1) / i) × (1+i), where P is the monthly amount, i the monthly return and n the number of months.
No. SIPs invest in market-linked mutual funds, so the expected return you enter is only an assumption. Actual returns vary and can be negative. Not investment advice.
By investing a fixed amount monthly, you buy more units when prices are low and fewer when high, averaging your cost and reducing timing risk over the long run.