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How to use Sukanya Samriddhi Calculator

Enter your yearly SSY deposit, the interest rate and the girl's age. The calculator projects the tax-free maturity value at the end of the 21-year term.

Frequently asked questions

How does the SSY scheme work?

You deposit each year for 15 years, but the account matures after 21 years from opening. Interest compounds annually and the full maturity amount is tax-free.

How much can I deposit in SSY each year?

You can deposit between ₹250 and ₹1.5 lakh per financial year. Deposits qualify for section 80C benefits and the account earns a government-set interest rate.

When can the SSY corpus be withdrawn?

The account matures 21 years after opening, or on the girl's marriage after age 18. Partial withdrawal is allowed for higher education after she turns 18.

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