PPF projection with year-wise balance.. PPF Calculator is a free online tool from the ToolsRift Finance & Health Calculators collection. It runs entirely in your browser — nothing to install, no signup, and your data never leaves your device.
Enter your yearly PPF contribution, the current interest rate and the term in years. The calculator shows year-wise balance and the tax-free maturity value.
PPF interest is compounded annually on the lowest balance between the 5th and last day of each month, then credited at year-end. The default 15-year term can be extended in 5-year blocks.
Yes. PPF follows the EEE (Exempt-Exempt-Exempt) status, so contributions, annual interest and the final maturity amount are all fully tax-free in India.
You can deposit between ₹500 and ₹1.5 lakh per financial year. Deposits above ₹1.5 lakh earn no interest and are not eligible for section 80C benefits.