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How to use PPF Calculator

Enter your yearly PPF contribution, the current interest rate and the term in years. The calculator shows year-wise balance and the tax-free maturity value.

Frequently asked questions

How is PPF interest calculated?

PPF interest is compounded annually on the lowest balance between the 5th and last day of each month, then credited at year-end. The default 15-year term can be extended in 5-year blocks.

Is PPF maturity tax-free?

Yes. PPF follows the EEE (Exempt-Exempt-Exempt) status, so contributions, annual interest and the final maturity amount are all fully tax-free in India.

What is the PPF deposit limit?

You can deposit between ₹500 and ₹1.5 lakh per financial year. Deposits above ₹1.5 lakh earn no interest and are not eligible for section 80C benefits.

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