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How to use HRA Exemption Calculator

Enter your basic salary, HRA received, annual rent paid and whether you live in a metro city. The calculator shows your exempt and taxable HRA.

Frequently asked questions

How is HRA exemption calculated?

Exemption is the least of three: actual HRA received, rent paid minus 10% of salary, and 50% of salary for metro cities (40% for non-metro). The smallest amount is exempt.

What counts as a metro city for HRA?

For HRA, metro cities are Delhi, Mumbai, Kolkata and Chennai, which allow the 50% of salary limit. All other cities use the 40% non-metro limit.

Which salary is used for HRA?

The salary here means basic pay plus dearness allowance (and commission if it is a fixed percentage of turnover), not your full gross salary. This is not tax advice.

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