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How to use Future Value Calculator

Enter your present amount, annual interest rate, number of years and compounding frequency. The calculator shows the future value and a growth table.

Frequently asked questions

What is the future value formula?

Future value = principal × (1 + r/n) ^ (n×t), where r is the annual rate, n the compounds per year and t the number of years.

How does compounding frequency affect future value?

More frequent compounding grows money faster because interest is added and starts earning interest sooner. Monthly beats yearly for the same nominal rate.

Does this include regular contributions?

This tool compounds a single lump sum. For recurring monthly investments, use the SIP or savings goal calculator instead.

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