Enter the future value, discount rate, number of years and compounding frequency. The calculator shows the present value and a year-wise discount table.
Present value = future value / (1 + r/n) ^ (n×t). It answers how much a future sum is worth in today's money at a given discount rate.
Money available now can be invested to earn returns, and inflation erodes purchasing power, so a rupee today is worth more than the same rupee in the future.
Use a rate that reflects your opportunity cost or required return, such as an expected investment return or a borrowing rate. Higher rates lower present value.
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