Assets minus liabilities.. Net Worth Calculator is a free online tool from the ToolsRift Finance & Health Calculators collection. It runs entirely in your browser — nothing to install, no signup, and your data never leaves your device.
Enter the value of your assets and the total of your liabilities. The calculator subtracts them to show your current net worth instantly.
Net worth = total assets − total liabilities. Add up everything you own, such as cash, investments and property, then subtract all debts you owe.
Assets are things of value you own like savings, investments and property. Liabilities are debts you owe such as loans, mortgages and credit card balances.
Yes. If your debts exceed the value of what you own, net worth is negative. Reducing liabilities and building assets moves it back into positive territory.